FinLocker has been helping mortgage lenders, banks, credit unions and other financial service providers improve the financial fitness of their consumers. The platform aggregates and analyzes each consumer’s financial data to provide them with the status of their mortgage eligibility, insights into their spending history, trackable goals and budgets, cash flow analysis, and recommended actions to overcome their financial challenges to qualify for a mortgage. a lean full-time team found one in Vivek Singh, an assistant professor in the Department of Information Systems and Technology