Clover Health Investments, Corp. isn’t one of the 30 most popular stocks among hedge funds at the end of the third quarter (see the details here). At this time, all participants are in a listen-only mode. Please go ahead, sir. I would like to turn the call over to Andrew Schmidt, Investor Relations. We believe that this is the future of Medicare Advantage. Many in the industry have spent decades constructing their operations to manage utilization and financial performance.