You’ll get 18 months of interest-free financing on purchases and balance transfers without paying an annual fee on owner or employee cards. The U.S. Bank Business Platinum Card is a no-frills small business credit card whose main benefit is its 0% intro APR offer. All purchases made during the promotional period enjoy a 0% APR for the duration of the period. It does not offer a welcome bonus, but the card also comes with expense reporting tools that can provide insights into your company’s