You can opt-out at any time. Access your favorite topics in a personalized feed while you're on the go . Download the app Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily . This as-told-to essay is based on a conversation with Kate Boardman, a 36-year-old former teacher and current content creator from Massachusetts who has lived abroad for the past 12 years in countries including Vietnam, Australia, Guatemala,